Pengaruh Literasi Keuangan dan Kemajuan Teknologi terhadap Keputusan Investasi

Authors

  • Tama Krisnahadi Universitas Pendidikan Mandalika
  • Edinur Ilham Universitas Maritim Raja Ali Haji
  • Nurnaningsih Utiarahman Universitas Gorontalo
  • Eka Sutisna Universitas Islam Jakarta
  • Mutmainah Mutmainah STIE Al-Anwar

DOI:

https://doi.org/10.35870/emt.v10i1.5658

Keywords:

Investment Decisions, Financial Literacy, Technological Advancement, Students

Abstract

The study aims to empirically test the influence of financial literacy and technological advancement on the investment decisions of students at University X in Pekalongan. This study uses a causal associative approach and quantitative methods. Students at University X in Pekalongan serve as the population in this study. The research sample consisted of 117 students selected using a census. A survey method was used for data collection, with students given questionnaires to complete. SmartPLS was used for data analysis, which employed Partial Least Squares-Structural Equation Modeling (PLS-SEM). Based on the research findings, financial literacy and technological advancement have a positive and significant influence, both partially and simultaneously, on the investment decisions of students at PTS X in Pekalongan.

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Author Biographies

  • Tama Krisnahadi, Universitas Pendidikan Mandalika

    Program Studi Manajemen, Universitas Pendidikan Mandalika, Kota Mataram, Provinsi Nusa Tenggara Barat, Indonesia.

  • Edinur Ilham, Universitas Maritim Raja Ali Haji

    Program Studi Manajemen, Universitas Maritim Raja Ali Haji, Kota Tanjungpinang, Provinsi Kepulauan Riau, Indonesia.

  • Nurnaningsih Utiarahman, Universitas Gorontalo

    Universitas Gorontalo, Kabupaten Gorontalo, Provinsi Gorontalo, Indonesia.

  • Eka Sutisna, Universitas Islam Jakarta

    Universitas Islam Jakarta, Kota Jakarta Timur, Daerah Khusus Ibukota Jakarta¸Indonesia.

  • Mutmainah Mutmainah, STIE Al-Anwar

    Program Studi Manajemen, STIE Al-Anwar, Kabupaten Mojokerto, Provinsi Jawa Timur, Indonesia.

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Cover Jurnal EMT KITA Vol 10 1 Januari 2026

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Published

2026-01-01

Issue

Vol. 10 No. 1 (2026): JANUARY 2026

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Articles

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Copyright (c) 2026 Tama Krisnahadi, Edinur Ilham, Nurnaningsih Utiarahman, Eka Sutisna, Mutmainah Mutmainah

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How to Cite

Krisnahadi, T., Ilham, E., Utiarahman, N., Sutisna, E., & Mutmainah, M. (2026). Pengaruh Literasi Keuangan dan Kemajuan Teknologi terhadap Keputusan Investasi. Jurnal EMT KITA, 10(1), 374-380. https://doi.org/10.35870/emt.v10i1.5658

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