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Abstract

Optimal employee performance is essential for savings and loan cooperatives to deliver high-quality service to their members. This study aims to analyze the partial and simultaneous effects of training and competence on employee performance at KSP Karya Mandiri Demak. A quantitative descriptive-verificative approach was employed with a cross-sectional survey design. The population and sample consisted of all 46 employees, selected using saturated sampling. Data were collected through a five-point Likert scale questionnaire and analyzed using multiple linear regression with IBM SPSS 26. The results show that training has a positive and significant partial effect on employee performance (t = 5.579; sig. = 0.000), making it the dominant predictor in the model. By contrast, competence does not have a significant partial effect (t = −0.522; sig. = 0.604). Simultaneously, training and competence significantly influence employee performance (F = 66.900; sig. = 0.000), explaining 74.5% of performance variance (Adj. R² = 0.745). These findings confirm that structured and regular training programs represent the most strategic human resource investment for savings and loan cooperative management in improving employee performance.

Keywords

Training Competence Employee Performance Savings and Loan Cooperative Multiple Linear Regression Human Resource Management

How to Cite

Citation Format
Suhud, N., & Nugraheni, K. S. (2026). The Effect of Training and Competence on Employee Performance. JEMSI (Jurnal Ekonomi, Manajemen, Dan Akuntansi), 12(5), 4500-4510. https://doi.org/10.35870/jemsi.v12i5.7008

References

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Author Biographies

Nur Suhud, Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia

Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia, Semarang, Indonesia.

Krisnawati Setyaningrum Nugraheni, Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia

Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia, Semarang, Indonesia.

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Copyright (c) 2026 Nur Suhud, Krisnawati Setyaningrum Nugraheni

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