Penerapan Konsep Peringkat Risiko pada Manajemen Risiko Hukum di Perbankan Syariah
DOI:
https://doi.org/10.35870/emt.v7i2.890Keywords:
Risk Rating, Legal Risk, Syariah BankingAbstract
This study aims to look at the risk rating, the risk rating is the final conclusion on the Bank's risk after considering the mitigation carried out through the implementation of risk management, to determine the bank's risk rating refers to the rating matrix. This matrix basically maps out risk ratings resulting from a combination of inherent risk and quality of risk management implementation. Research results determine the risk rating because the determination of the rating assessment is the basis for banks to categorize bank risk ratings. The results of applying risk ratings for banks are categorized into five ratings, namely, Low to moderate, Moderate, Moderate to high High, Low.
Downloads
References
Greuning, Hennie Van dan Zamir Iqbal. (2011). Analisis Risiko Bank Syariah (Risk Analysis for Islamic Bank) diterjemahkan Yulianti Abbas. Jakarta: Salemba Empat.
Ikatan Bankir Indonesia. Manajemen Risiko 1. (2015). Jakarta: PT Gramedia Pustaka Utama.
Purnama, Y. (2019). Manajemen Risiko Hukum Pada Perbankan Syariah Di Indonesia. EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan), 3(1), 30-39.
Rustam, B. R. (2013). Manajemen risiko perbankan syariah di Indonesia. Jakarta: Salemba Empat, 414.
Rustam, B. R. (2018). Manajemen Risiko Perbankan Syariah Di Era Digital (Konsep Dan Penerapan Di Indonesia) Edisi 2. Jakarta: Salemba Empat. Pengaruh Faktor Internal dan Eksternal terhadap ROA Perbankan di Indonesia, 6(3), 188-212.
Suharto, T. (2022). Konsep Penerapan Manajemen Risiko Hukum (Legal Risk) Pada Lembaga Keuangan Dan Perbankan Syariah Di Indonesia. Jurnal Ilmiah Hospitality, 11(1), 269-280.
Usanti, T. P. (2014). Penanganan Risiko Hukum Pembiayaan di Bank Syariah. Yuridika, 29(1).
Veithzal, R., & Ismal, R. (2013). Islamic Risk Management for Islamic Bank, Jakarta: PT Gramedia Pustaka Utama.
Yanuardin, Y. (2021). Studi Literatur Manajemen Risiko Hukum. At-Tazakki: Jurnal Kajian Ilmu Pendidikan Islam dan Humaniora, 4(1), 1-13.
Downloads
Published
Issue
Section
License
Copyright (c) 2023 Siti Kadariah, Anriza Witi Nasution, Saparuddin Siregar
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.
