Published: 2026-01-01
Determinasi Keputusan Wakif Berwakaf Uang: Peran Literasi, Lingkungan Sosial, dan Akses Informasi pada Dompet Dhuafa Waspada
DOI: 10.35870/emt.v10i1.5667
Abstract
This study aims to analyze the influence of waqf literacy, social environmental factors, and information access on waqif decisions to donate cash waqf at Dompet Dhuafa Waspada, Medan City. The waqif’s decision was designated as the dependent variable, while the independent variables consisted of waqf literacy, social environment, and information access. A total of 55 respondents participated in the study. A quantitative approach was employed. Data were analyzed using multiple linear regression, the simultaneous F-test, the coefficient of determination (R²), and the partial t-test at a 5% significance level (α = 0.05). Data processing was carried out using SPSS version 26. The coefficient of determination (R²) value of 0.455 indicates that the independent variables explain 45.5% of the variation in the dependent variable, while the remaining 54.5% is influenced by other unexamined factors. The results show that waqf literacy and social environment have a significant partial effect on waqif decisions to donate cash waqf, whereas information access does not have a significant effect. Overall, waqf literacy, social environment, and information access collectively have a significant influence on waqif decisions to donate cash waqf at Dompet Dhuafa Waspada, Medan City.
Keywords
Waqf Literacy; Social Environment; Access to Information; Waqif Decision
Article Information
This article has been peer-reviewed and published in the Jurnal EMT KITA. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
-
Issue: Vol. 10 No. 1 (2026)
-
Section: Articles
-
Published: 2026-01-01
-
License: CC BY 4.0
-
Copyright: © 2026 Authors
-
DOI: 10.35870/emt.v10i1.5667
AI Research Hub
This article is indexed and available through various AI-powered research tools and citation platforms. Our AI Research Hub ensures that scholarly work is discoverable, accessible, and easily integrated into the global research ecosystem.
Tri Asda Juwita, Politeknik Negeri Medan
Program Studi Keuangan dan Perbankan Syariah, Politeknik Negeri Medan, Kota Medan, Provinsi Sumatera Utara, Indonesia.
M. Rikwan Effendi Salam Manik, Politeknik Negeri Medan
Program Studi Keuangan dan Perbankan Syariah, Politeknik Negeri Medan, Kota Medan, Provinsi Sumatera Utara, Indonesia.
Rizal Agus, Politeknik Negeri Medan
Program Studi Keuangan dan Perbankan Syariah, Politeknik Negeri Medan, Kota Medan, Provinsi Sumatera Utara, Indonesia.
Muhamad Zuhirsyan, Politeknik Negeri Medan
Program Studi Keuangan dan Perbankan Syariah, Politeknik Negeri Medan, Kota Medan, Provinsi Sumatera Utara, Indonesia.
Anriza Witi Nasution, Politeknik Negeri Medan
Program Studi Keuangan dan Perbankan Syariah, Politeknik Negeri Medan, Kota Medan, Provinsi Sumatera Utara, Indonesia.
-
Adellia, D. P. (2022). Pengaruh literasi wakaf, persepsi masyarakat, dan sikap altruisme terhadap intensi (niat) berwakaf uang di Kelurahan Lebung Gajah Kota Palembang. Disusun.
-
Apriana, H. S. Pengaruh Tingkat Pendapatan, Religiusitas, Literasi Wakaf, Opinion Leader, Dan Altruisme Terhadap Keputusan Masyarakat Untuk Berwakaf Uang (Studi Pada Masyarakat Muslim Kabupaten Cianjur) (Bachelor's thesis, FEB UIN JAKARTA).
-
Efendi, E., Damayanti, I., Sagala, R. P., & br Ginting, N. S. (2024). Konsep Informasi dalam Perspektif Islam. Maddah: Journal of Advanced Da'wah Management Research, 3(1), 31-38. https://doi.org/10.35719/maddah.v3i1.14.
-
Hakim, S., & Muhtadi, A. (2022). Pengaruh Tingkat Pendidikan, Religiusitas, dan Lingkungan Terhadap Persepsi Tentang Pemahaman Wakaf Uang di BWI Kabupaten Kotawaringin Timur. Jurnal Ilmiah Manajemen, Bisnis Dan.
-
Irfany, M. I., & Nurhalim, A. (2022). Faktor-faktor yang Memengaruhi Keputusan Masyarakat dalam Memilih Wakaf Uang. Al-Awqaf: Jurnal Wakaf Dan Ekonomi Islam, 15(2), 1-25. https://doi.org/10.47411/al-awqaf.Vol15Iss2.168.
-
Lubis, H. (2020). Potensi dan strategi pengembangan wakaf uang di indonesia. Islamic Business and Finance, 1(1). http://dx.doi.org/10.24014/ibf.v1i1.9373.
-
Mardiah, A. (2023). Faktor-Faktor Yang Mempengaruhi Keputusan Wakif Berwakaf Melalui Uang (Studi Koperasi Syariah Benteng Mikro Indonesia Cabang Curug Tangerang) (Bachelor's thesis, FAKULTAS EKONOMI DAN BISNIS UIN JAKARTA).
-
Mardiyah, M. Faktor faktor Yang Mempengaruhi Keputusan Wakif Dalam Berwakaf Uang (Studi Pada Lembaga Wakaf Al Azhar.
-
Nasution, A. W., Susilawati, S., & Roslina, R. (2021). Faktor Pembentuk Persepsi Wakaf Tunai Pada Masyarakat Muslim Di Kota Medan. Jurnal Syarikah: Jurnal Ekonomi Islam, 7(2), 183-191. https://doi.org/10.30997/jsei.v7i2.4820.
-
No, J. A., & Medan, K. U. PERAN PESANTREN BERBASIS WAKAF DALAM MEMBANGUN EKONOMI MASYARAKAT (STUDI KASUS PESANTREN AR-RAUDLATUL HASANAH 2 LUMUT TAPANULI TENGAH).
-
Pakaya, I., Posumah, J., & Dengo, S. (2021). Pengaruh Lingkungan Sosial Terhadap Pendidikan Masyarakat Di Desa Biontong I Kecamatan Bolangitang Timur Kabupaten Bolaang Mongondow Utara. Jurnal Administrasi Publik, 7(104).
-
Rijal, N., Lutfi, M., & Sirajuddin, S. (2023). Pengaruh Pengetahuan, Religiusias Dan Akses Media Informasi Terhadap Minat Masyarakat Berwakaf Pada Cash Waqf Linked Sukuk. Jurnal Adz-Dzahab: Jurnal Ekonomi Dan Bisnis Islam, 8(2), 225-242. https://doi.org/10.47435/adz-dzahab.v8i2.2236.
-
TAHIR, M. DETERMINAN KEPUTUSAN WAKIF MELAKSANAKAN PEMBAYARAN WAKAF MELALUI UANG DENGAN KESADARAN SEBAGAI VARIABEL MODERASI DI KOTA MAKASSAR.
-
Usfadhiya, N., & Ansori, M. (2024). Pengaruh pengetahuan produk dan akses informasi terhadap minat menggunakan produk pembiayaan lembaga keuangan syariah di pt urecell. Jurnal Tabarru': Islamic Banking and Finance, 7(2), 656-666. https://doi.org/10.25299/jtb.2024.vol7(2).19005.
-
WARDANI, S. P. PENGARUH LITERASI WAKAF, RELIGIUSITAS, DAN PENDAPATAN TERHADAP MINAT BERWAKAF MELALUI PRODUK CASH WAKAF LINKED SUKUK (CWLS).
-
Yusra, M. (2022). Pengaruh Religiusitas, Tingkat Pendapatan Dan Perilaku Altruistik Terhadap Minat Berwakaf Uang Masyarakat Kabupaten Sleman Tahun 2022.
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.