Published: 2022-02-13
Analisis Pengaruh Dana Pihak Ketiga, Total Aset, dan Non-Performing Finance Terhadap Pembiayaan Bagi Hasil
DOI: 10.35870/emt.v6i1.542
Syawal Harianto, Saparuddin Siregar, Sugianto
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Syawal Harianto:
Lhokseumawe State Polytechnic
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Saparuddin Siregar:
Universitas Islam Negeri Sumatera Utara
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Sugianto:
Universitas Islam Negeri Sumatera Utara
Abstract
The purpose of this study is to know and analyze the factors that affect total revenue-sharing financing in sharia business units in Indonesia. These factors are Third Party Funds (DPK), Non-Performing Financing (NPF), and Total Assets (TA). The data used in this study is panel data with the period 2010-2020 published by the Financial Ministry and in the annual financial statements of Islamic banking. The population of 21 companies with a sample of 5 companies with purposive sampling methods. The analysis tools used are Eviews10 and SPSS 18. The analysis technique in this study is a regression of panel data by testing using a fixed-effect model. The results of this study showed that DPK, NPF, and simultaneously had a significant effect on total revenue-sharing financing in sharia business units in Indonesia. The results of the study partially showed that the variables of DPK and TA had a significant positive effect on the total financing in the Sharia Business Unit in Indonesia. The NPF variable does not have a significant negative effect on the total financing in the Sharia Business Unit in Indonesia. The results of the R-Square adjusted value showed a value of 51.9%.
Keywords
Article Information
This article has been peer-reviewed and published in the Jurnal EMT KITA. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
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Issue: Vol. 6 No. 1 (2022)
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Section: Articles
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Published: 2022-02-13
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License: CC BY 4.0
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Copyright: © 2022 Authors
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DOI: 10.35870/emt.v6i1.542
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Syawal Harianto, Lhokseumawe State Polytechnic
Politeknik Negeri Lhokseumawe, Kota Lhokseumawe, Provinsi Aceh, Indonesia
Saparuddin Siregar, Universitas Islam Negeri Sumatera Utara
Universitas Islam Negeri Sumatera Utara, Kabupaten Deli Serdang, Provinsi Sumatera Utara, Indonesia
Sugianto, Universitas Islam Negeri Sumatera Utara
Universitas Islam Negeri Sumatera Utara, Kabupaten Deli Serdang, Provinsi Sumatera Utara, Indonesia
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