Analisis Pengaruh Dana Pihak Ketiga, Total Aset, dan Non-Performing Finance Terhadap Pembiayaan Bagi Hasil
DOI:
https://doi.org/10.35870/emt.v6i1.542Keywords:
DPK, Total Asset, NPF, Sharia Business UnitAbstract
The purpose of this study is to know and analyze the factors that affect total revenue-sharing financing in sharia business units in Indonesia. These factors are Third Party Funds (DPK), Non-Performing Financing (NPF), and Total Assets (TA). The data used in this study is panel data with the period 2010-2020 published by the Financial Ministry and in the annual financial statements of Islamic banking. The population of 21 companies with a sample of 5 companies with purposive sampling methods. The analysis tools used are Eviews10 and SPSS 18. The analysis technique in this study is a regression of panel data by testing using a fixed-effect model. The results of this study showed that DPK, NPF, and simultaneously had a significant effect on total revenue-sharing financing in sharia business units in Indonesia. The results of the study partially showed that the variables of DPK and TA had a significant positive effect on the total financing in the Sharia Business Unit in Indonesia. The NPF variable does not have a significant negative effect on the total financing in the Sharia Business Unit in Indonesia. The results of the R-Square adjusted value showed a value of 51.9%.
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References
Alfonso, T. D., & Diana, N. (2021). YUME : Journal of Management Pengaruh CAR , NPF dan FDR Terhadap ROA Pada perusahaan perbankan Syariah yang terdaftar di Bursa Effect Indonesia tahun 2010-2019. 4(3), 543–558. https://doi.org/10.37531/yume.vxix.4646
Barizi, T., Fatoni, R., Fitrowati, Z., & Khasanah, U. (2021). Moderasi NPF terhadap Intervensi BOPO dan CAR pada Kinerja Keuangan Bank Syariah di Indnesia 2019-2021. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 4(2), 328–344. https://doi.org/10.47467/alkharaj.v4i2.651
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