Published: 2024-10-31
Peran Lembaga Keuangan Syariah dalam Mendorong Stabilitas Ekonomi: Wawasan dari Kontribusi Ilmiah Terbaru
DOI: 10.35870/emt.v8i4.3306
Nazori, Rafidah, Novi Mubyarto, Agustina Mutia, Elyanti Rosmanidar
- Nazori: Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
- Rafidah: Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
- Novi Mubyarto: Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
- Agustina Mutia: Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
- Elyanti Rosmanidar: Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
Article Metrics
- Scopus Citations
- Google Scholar
- Crossref Citations
- Semantic Scholar
- DataCite Metrics
-
If the link doesn't work, copy the DOI or article title for manual search (API Maintenance).
Abstract
This research examines the role of Islamic financial institutions in promoting economic stability through a literature study of recent scholarly contributions. Islamic financial institutions are seen as alternative financial instruments that operate under Islamic principles, which prohibit usury, excessive speculation, and non-transparent activities. This research aims to understand the mechanisms used by Islamic financial institutions to create economic stability and evaluate the latest empirical evidence supporting such contributions. The research method used is a literature study with a qualitative approach, where various journals and research reports on Islamic finance, economic stability, and monetary policy are reviewed and analyzed. The results show that Islamic financial institutions play an important role in economic stability through asset-based financing, portfolio diversification, and the application of risk management in accordance with Islamic principles. This research contributes to providing policymakers, academics, and financial practitioners with a deeper understanding of the potential of Islamic financial institutions as instruments that can strengthen economic stability.
Keywords
Islamic Financial Institutions; Economic Stability; Literature Review; Islamic Finance; Asset-Based Financing
Peer Review Process
This article has undergone a double-blind peer review process to ensure quality and impartiality.
Indexing Information
Discover where this journal is indexed at our indexing page.
Open Science Badges
This journal supports transparency in research and encourages authors to meet criteria for Open Science Badges.
How to Cite
Article Information
This article has been peer-reviewed and published in the Jurnal EMT KITA. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
-
Issue: Vol. 8 No. 4 (2024)
-
Section: Articles
-
Published: 2024-10-31
-
License: CC BY 4.0
-
Copyright: © 2024 Authors
-
DOI: 10.35870/emt.v8i4.3306
AI Research Hub
This article is indexed and available through various AI-powered research tools and citation platforms. Our AI Research Hub ensures that scholarly work is discoverable, accessible, and easily integrated into the global research ecosystem.
Nazori, , Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
Universitas Islam Negeri Sulthan Thana Saifuddin Jambi, Kabupaten Muaro Jambi, Provinsi Jambi, Indonesia
Rafidah, , Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
Universitas Islam Negeri Sulthan Thana Saifuddin Jambi, Kabupaten Muaro Jambi, Provinsi Jambi, Indonesia
Novi Mubyarto, , Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
Universitas Islam Negeri Sulthan Thana Saifuddin Jambi, Kabupaten Muaro Jambi, Provinsi Jambi, Indonesia
Agustina Mutia, , Universitas Islam Negeri Sulthan Thana Saifuddin Jambi
Universitas Islam Negeri Sulthan Thana Saifuddin Jambi, Kabupaten Muaro Jambi, Provinsi Jambi, Indonesia
-
Addiarrahman, A. (2018). Ekonomi kemakmuran bersama: Indonesian Islamic economic thought of Kahrudin Yunus. Shirkah: Journal of Economics and Business, 3(3). https://doi.org/10.22515/shirkah.v3i3.220
-
Addiarrahman, A. (2018). Paradigma perencanaan pembangunan daerah dalam perspektif ekonomi Islam. Islam Realitas: Journal of Islamic & Social Studies, 4(2). https://doi.org/10.30983/islam_realitas.v4i2.532
-
Addiarrahman, A. (2019). Kearifan lokal dan aktifitas filantropi perantau Sulit Air Sepakat (SAS) dalam menghadapi revolusi industri 4.0. INFERENSI: Jurnal Penelitian Sosial Keagamaan, 13(1), 177–200. https://doi.org/10.18326/infsl3.v13i1.177-200
-
Addiarrahman, A., & Yanti, I. (2020). Dari idealisme ke pragmatisme: Pergeseran paradigma dalam pengembangan hukum ekonomi syariah di Indonesia. Al-Manahij: Jurnal Kajian Hukum Islam, 14(2), 191–210. https://doi.org/10.24090/mnh.v14i2.3408
-
Addiarrahman, I. Y. (2022). Halal industry in Javanese culture: Yogyakarta regional government policy in obtaining its economic values. INFERENSI: Jurnal Penelitian Sosial Keagamaan, 15(2), 151–174. https://doi.org/10.18326/infsl3.v15i2.151-174
-
-
-
-
Alkaff, F., Ritonga, A. H., & Miftah, A. A. M. (2021). The effectiveness of mediation in completing divorce cases in Jambi Provincial Religious Court. International Journal of Southeast Asia, 2(1). https://doi.org/10.47783/journijsa.v2i1.196
-
Almazroui, M., Saeed, F., Saeed, S., Nazrul Islam, M., Ismail, M., Klutse, N. A. B., & Siddiqui, M. H. (2020). Projected change in temperature and precipitation over Africa from CMIP6. Earth Systems and Environment, 4(3), 455–475. https://doi.org/10.1007/s41748-020-00161-x
-
Andi Cahyono, A. W., & Siregar, E. (2021). Peran Bank Syariah pada masa pandemi Covid-19. Al Intaj. https://doi.org/10.29300/aij.v7i2.3556
-
Arfan, A. (2016). Managing the impact of smoke haze disaster: Response of civil society groups towards Jambi Provincial Government performance. Jurnal Bina Praja, 08(01), 59–68. https://doi.org/10.21787/JBP.08.2016.59-68
-
-
-
-
As’ad, A., & Firmansyah, F. (2022). A new paradigm on human resources management in state Islamic university. Al-Ishlah: Jurnal Pendidikan, 14(1), 71–84. https://doi.org/10.35445/alishlah.v14i1.1513
-
-
Asad, A. (2021). From bureaucratic-centralism management to school-based management: Managing human resources in the management of education program. Indonesian Research Journal in Education (IRJE), 5(1), 201–225. https://doi.org/10.22437/irje.v5i1.12947
-
Asad, A., & Fridiyanto, F. (2020). Managing young human resource behaviors through character education. Indonesian Research Journal in Education (IRJE), 4(2), 530–542. https://doi.org/10.22437/irje.v4i2.10929
-
Atun Sholehah, M., Mubyarto, N., & Habriyanto, H. (2022). Pengaruh pengetahuan, efektivitas dan risiko terhadap minat bertransaksi menggunakan financial technology pada masyarakat Kota Jambi. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan, 2(1), 337–348. https://doi.org/10.54443/sibatik.v2i1.551
-
-
Baining, M. E., Nengsih, T. A., & Suci Ramadhani. (2021). Faktor-faktor yang berpengaruh terhadap kualitas laporan keuangan Pemda Kota Jambi tahun 2021. At-Tijarah: Jurnal Penelitian Keuangan dan Perbankan Syariah, 3(2), 163–179. https://doi.org/10.52490/attijarah.v3i2.145
-
Dani, R., Romadhon, R., Zahara, A. E., & Usdeldi, U. (2023). Systematic literature review: The effect of premiums and investments on sharia insurance company profits. Journal of Business Studies and Management Review, 6(2), 218–224. https://doi.org/10.22437/jbsmr.v6i2.26100
-
Dayyesi, H., Rafidah, R., & Siregar, E. S. (2024). Analisis penilaian kesehatan bank dengan menggunakan metode RGEC (Risk, Profile, Good Corporate Governance, Earning, Capital) pada bank umum syariah tahun 2017–2021. Al-Intaj: Jurnal Ekonomi dan Perbankan Syariah, 9(1), 13. https://doi.org/10.29300/aij.v9i1.2616
-
Decka Aisyah, E., Rosmanidar, & Rahma, S. (2022). Pengaruh akuntabilitas dan transparansi terhadap kepuasan muzakki pada Baznas Kota Jambi. AKUA: Jurnal Akuntansi dan Keuangan, 1(3), 351–360. https://doi.org/10.54259/akua.v1i3.1031
-
Dia Sartika, A., & Rahma, S. (2023). Analisis faktor-faktor yang mempengaruhi keputusan generasi Z untuk menggunakan jasa bank syariah (Studi kasus di Kelurahan Buluran Kenali Kecamatan Telanai Pura Kota Jambi). Eksya: Jurnal Ekonomi Syariah, 4(1), 259–271. https://doi.org/10.56874/eksya.v4i1.1407
-
Ferawati, R. (2018). Sustainable development goals di Indonesia: Pengukuran dan agenda mewujudkannya dalam perspektif ekonomi Islam. Kontekstualita, 33(2), 143–167. https://doi.org/10.30631/kontekstualita.v35i02.512
-
Habriyanto, H. (2019). Analisis perbandingan pola konsumsi masyarakat Kota Jambi sebelum, sesaat dan sesudah bulan Ramadhan. Al-Tijary, 4(2), 169–182. https://doi.org/10.21093/at.v4i2.1453
-
Habriyanto, H., Rahma, S., & Shatrialdi, G. (2023). Analisis pengelolaan dana wakaf di Masjid Agung Al-Falah Kota Jambi dalam tinjauan konsep wakaf produktif. Jurnal Riset Manajemen Dan Akuntansi, 3(2), 152–166. https://doi.org/10.55606/jurima.v3i2.2180
-
Hamzah, M. M. (2018). Peran dan pengaruh fatwa MUI dalam arus transformasi sosial budaya di Indonesia. Millah: Journal of Religious Studies, 127–154. https://doi.org/10.20885/millah.vol17.iss1.art7
-
-
Hardi, E. A. (2020). Filantropi Islam: Zakat saham di pasar modal syariah Indonesia. Jurnal Bimas Islam, 13(1), 51–72. https://doi.org/10.37302/jbi.v13i1.106
-
-
Hardi, E. A. (n.d.). Uang fiat dan operasi pasar terbuka: Tinjauan ekonomi Islam. Islam Realitas. https://doi.org/10.29300/aij.v6i1.3523
-
-
Hardi, E. A., Masnidar, M., & Anita, E. (2022). Philanthropy and sustainable compassion: An evidence of charity activism in alumni association of Islamic boarding school. INFERENSI: Jurnal Penelitian Sosial Keagamaan, 15(2), 337–360. https://doi.org/10.18326/infsl3.v15i2.337-360
-
Harun, H., & Arfan, A. (2023). Ulama Jambi: Peran, sirkulasi, dan kebutuhan replanting ulama muda. Kontekstualita, 37(1), 33–50. https://doi.org/10.30631/37.1.33-50
-
Hasan, H., & Putra, D. I. A. (2018). The 2005th Amman Message: Significant reference for Nusantara Ulama to enlarge the existing Indonesian plurality. Millati: Journal of Islamic Studies and Humanities, 3(2), 173. https://doi.org/10.18326/mlt.v3i2.173-188
-
Hidayaturrahman, M., & Putra, D. A. (2020). The role of technology and social media in spreading the Qur’an and Hadiths by mubalig. DINIKA: Academic Journal of Islamic Studies, 4(1), 45–64. https://doi.org/10.22515/dinika.v4i1.1858
-
Indrawan, B., Nurmita, N., Nengsih, T. A., Utami, W., Nasrudin, D., Tanti, T., Deliza, D., Ferawati, R., Syafitri, R., & Santoso, P. (2022). The influence of attitude and need for cognition on student’s purchase intention behavior on halal food: Schools clustering perspective. Indonesian Journal of Halal Research, 4(1), 26–34. https://doi.org/10.15575/ijhar.v4i1.13092
-
-
Isma, A. (2019). Pengembangan keilmuan program studi jurnalistik Islam melalui mata kuliah peace journalism. Jurnal Dakwah Risalah, 30(1), 47. https://doi.org/10.24014/jdr.v30i1.6450
-
Khan, A., Iqbal, Z., Rehman, Z., Nasir, F., Khan, A., Ismail, M., Roohullah, & Mohammad, A. (2014). Application of SeDeM expert system in formulation development of effervescent tablets by direct compression. Saudi Pharmaceutical Journal, 22(5), 433–444. https://doi.org/10.1016/j.jsps.2013.07.002
-
-
Kurniawan, B. (2017). Analisis sektor ekonomi unggulan Kabupaten Kerinci Provinsi Jambi. El-Jizya: Jurnal Ekonomi Islam, 4(1), 1–26. https://doi.org/10.24090/ej.v4i1.2016.pp1-26
-
Kusnadi, E., Sobur, K., & Aziz, A. (2017). In between Islamic boarding school: A study of Al-Mubarok Al-Islam within the social changes of Seberang Kota Jambi. ADDIN, 11(1), 101. https://doi.org/10.21043/addin.v11i1.1920
-
-
-
Mubyarto, N., & Khairiyani, K. (2019). Kebijakan investasi, pendanaan, dan dividen sebagai determinan nilai perusahaan. Jurnal Akuntansi Multiparadigma, 10(2). https://doi.org/10.18202/jamal.2019.08.10019
-
-
Muhammad Rayyan, F., Fathurrahman, & Rahma, S. (2023). Pengaruh harga pokok penjualan, aset tetap dan hutang jangka panjang terhadap laba bersih perusahaan sektor industri barang konsumsi yang terdaftar di indeks saham syariah Indonesia (ISSI) tahun 2017–2022. Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah, 1(4), 321–334. https://doi.org/10.59059/jupiekes.v1i4.497
-
Munandar, A., Salam, A. N., & Ridho, M. T. (2020). The impact of comprehensive and progressive trans-Pacific partnership free trade agreement on Indonesian economy. Global Review of Islamic Economics and Business, 8(1), 035. https://doi.org/10.14421/grieb.2020.081-04
-
Murtadho, A. T., Saifuddin, Rusliani, H., & Rahma, S. (2023). Peran usaha walet dalam meningkatkan pendapatan masyarakat Desa Sumber Agung Kab. Muaro Jambi. Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah. https://doi.org/10.61132/nuansa.v1i3.196
-
-
-
Nengsih, T. A. (2024). Financial modelling of metal and mineral mining companies in Indonesia using Altman Z-scores. Shirkah: Journal of Economics and Business, 9(2), 184–197. https://doi.org/10.22515/shirkah.v9i2.537
-
Nengsih, T. A., Abduh, M., Ladini, U., & Mubarak, F. (2023). The impact of Islamic financial development, GDP, and population on environmental quality in Indonesia. International Journal of Energy Economics and Policy, 13(1), 7–13. https://doi.org/10.32479/ijeep.13727
-
Nengsih, T. A., Baining, M. E., & Atmojo, M. R. D. (2022). Profit management analysis of the consumer goods industry in Indonesia: Sharia versus non-sharia share. Istinbath, 20(2), 372–385. https://doi.org/10.20414/ijhi.v20i2.392
-
Nengsih, T. A., Bertrand, F., Maumy-Bertrand, M., & Meyer, N. (2019). Determining the number of components in PLS regression on an incomplete data set. Statistical Applications in Genetics and Molecular Biology, 18(6). https://doi.org/10.1515/sagmb-2018-0059
-
Nengsih, T. A., Hamzah, M. M., & Olida, A. (2021). Analisis minat menabung masyarakat di Bank Syariah Indonesia studi empiris Desa Pelawan Jaya. Al-Mashrafiyah: Jurnal Ekonomi, Keuangan, Dan Perbankan Syariah, 5(2), 28–39. https://doi.org/10.24252/al-mashrafiyah.v5i2.22126
-
-
Nengsih, T. A., Nofrianto, N., Rosmanidar, E., & Uriawan, W. (2021). Corporate social responsibility on image and trust of Bank Syariah Mandiri. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 13(1), 151–170. https://doi.org/10.15408/aiq.v13i1.18347
-
Pangiuk, A. (2019). Strategi adaptasi pasar tradisional dalam menghadapi ancaman ekonomi masyarakat ekonomi ASEAN di Indonesia. Kontekstualita, 33(1), 90–125. https://doi.org/10.30631/kontekstualita.v33i1.125
-
Putra, D. A. (2018). Epistemologi tafsir sufi perspektif esoterik-fenomenologi. ULUL ALBAB Jurnal Studi Islam, 19(2), 185–208. https://doi.org/10.18860/ua.v19i2.5019
-
Putra, D. A. (2020). ‘Fitna’ in everyday life: Phenomena of the digital behavior of Indonesian Muslim society on Dajjal Hadith. ULUL ALBAB Jurnal Studi Islam, 21(1), 1. https://doi.org/10.18860/ua.v21i1.7750
-
Putra, D. A., & Addiarrahman, A. (2023). Quranic exegesis journalism in Islamic magazines in Indonesia between 1970–1980. Journal of Indonesian Islam, 17(2), 483. https://doi.org/10.15642/JIIS.2023.17.2.483-509
-
Putra, D. I. A. (2019). New concept of ignorance: An Islamic epistemological approach to the story of Moses as relevant reference for contemporary ulama. Islam Realitas: Journal of Islamic & Social Studies, 5(2), 114. https://doi.org/10.30983/islam_realitas.v5i2.2339
-
Putra, D. I. A. (2022). Quran-Bible validation in contemporary Indonesia: Social media, religious conversion, and theological debate. Khazanah: Jurnal Studi Islam Dan Humaniora, 20(1), 111. https://doi.org/10.18592/khazanah.v20i1.5541
-
Putra, D. I. A. (2022). Recognizing an Islamic hero: The Quran-Hadith’s vision about Muhammad al-Fatih in Indonesian comics. Ulumuna, 26(1), 119–144. https://doi.org/10.20414/ujis.v26i1.474
-
Putra, D. I. A. (2023). Representing the belief of Muslims: Role and actions of Qatar to encounter Islamophobia during 2022 World Cup. Journal of Islamic Thought and Civilization, 13(1). https://doi.org/10.32350/jitc.131.02

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.