Minat Generasi Milenial dalam Penggunaan Uang Elektronik sebagai Alat Pembayaran di Era Digital

Authors

  • Herzen Eduard Kumayas Universitas Bandar Lampung

DOI:

https://doi.org/10.35870/emt.v9i4.4760

Keywords:

Electronic Money, Millennial Generation, Digital Era

Abstract

This study aims to determine the millennial generation's interest in using electronic money as a means of payment in the digital era. This type of research is qualitative research. Sampling used a purposive sampling method, namely the millennial generation in the city of Bandar Lampung with a sample size of 35 respondents. Data analysis techniques using data collection, data reduction, data display, conclusions. The results of the study prove that the millennial generation in Bandar Lampung already has a lot of e-money that is used to help in everyday life.

Downloads

Download data is not yet available.

Author Biography

  • Herzen Eduard Kumayas, Universitas Bandar Lampung

    Fakultas Ekonomi dan Bisnis, Universitas Bandar Lampung, Kota Bandar Lampung, Provinsi Lampung, Indonesia.

References

Abiba, R. W., & Indrarini, R. (2021). Pengaruh penggunaan uang elektronik (e-money) berbasis server sebagai alat transaksi terhadap penciptaan gerakan less cash society pada generasi milenial di surabaya. Jurnal Ekonomika Dan Bisnis Islam, 4(1), 196-206. https://doi.org/10.26740/jekobi.v4n1.p196-206.

Aldiah, H., & Lena, S. V. V. (2024). Analisis Faktor-Faktor Yang Mempengaruhi Minat Penggunaan Uang Elektronik Pada Generasi Z. Jurnal Minfo Polgan, 13(1), 794-803. https://doi.org/10.33395/jmp.v13i1.13808.

Fatonah, F., & Hendratmoko, C. (2020). Menguji faktor-faktor yang mempengaruhi minat generasi millennial menggunakan e-money. Jurnal Manajemen, 12(2), 209-217. https://doi.org/10.30872/jmmn.v12i2.7499.

Haya, N. F. (2021). FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT PENGGUNAAN E-MONEY BERBASIS MOBILE (OVO) OLEH GENERASI MILENIAL DAN GENERASI Z FAKULTAS SYARIAH DAN ILMU HUKUM DI MASA PANDEMI COVID-19 DALAM PRESFEKTIF ISLAM (Doctoral dissertation, UNIVERSITAS ISLAM NEGERI SULTAN SYARIF KASIM RIAU).

Hilal, A. (2023). Determinasi Minat Menggunakan E-Money pada Generasi Milenial di Yogyakarta (Doctoral dissertation, Universitas Islam Indonesia).

Kumalasari, E. R. (2024). Peran gender dalam memoderasi pengaruh keamanan terhadap minat generasi milenial menggunakan e-money di Yogyakarta. Jurnal Ekonomi Dan Bisnis, 18(3), 245-255. https://doi.org/10.53916/jeb.v18i3.92.

Kusuma, A. (2020). Analisis Faktor-Faktor yang Mempengaruhi Minat Mahasiswa Generasi Milenial Menggunakan Uang Elektronik.

Sari, M. A., Aminah, I., & Redyanita, H. (2020). Preferensi Generasi Millenial Dalam Memilih Pembayaran Digital (Studi Kasus Pada Mahasiswa Politeknik Negeri Jakarta Depok). Ekonomi & Bisnis, 19(2), 97-106. https://doi.org/10.32722/eb.v19i2.3601.

Sari, M. A., Aminah, I., & Redyanita, H. (2021). Preferensi Generasi Milenial Dalam Memilih Pembayaran Digital (Studi Kasus Pada Mahasiswa Di Jabodetabek). Ekonomi & Bisnis, 20(2). https://doi.org/10.32722/eb.v20i2.4347.

Sudiro, P. I., & Asandimitra, N. (2022). Pengaruh Financial Literacy, Uang Elektronik, Demografi, Gaya Hidup dan Kontrol Diri terhadap Perilaku Konsumtif Generasi Milenial Di Kota Surabaya. Jurnal Ilmu Manajemen, 10(1), 160-172.

Downloads

Published

2025-10-01

Issue

Vol. 9 No. 4 (2025): OCTOBER 2025

Section

Articles

License

Copyright (c) 2025 Herzen Eduard Kumayas

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Authors who publish with this journal agree to the following terms:

1. Copyright Retention and Open Access License

Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).

This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

2. Rights Granted Under CC BY 4.0

Under this license, readers are free to:

  • Share — copy and redistribute the material in any medium or format
  • Adapt — remix, transform, and build upon the material for any purpose, including commercial use
  • No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed

3. Attribution Requirements

All uses must include:

  • Proper citation of the original work
  • Link to the Creative Commons license
  • Indication if changes were made to the original work
  • No suggestion that the licensor endorses the user or their use

4. Additional Distribution Rights

Authors may:

  • Deposit the published version in institutional repositories
  • Share through academic social networks
  • Include in books, monographs, or other publications
  • Post on personal or institutional websites

Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.

5. Self-Archiving and Pre-Print Sharing

Authors are encouraged to:

  • Share pre-prints and post-prints online
  • Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
  • Engage in scholarly communication throughout the publication process

6. Open Access Commitment

This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.

How to Cite

Kumayas, H. E. (2025). Minat Generasi Milenial dalam Penggunaan Uang Elektronik sebagai Alat Pembayaran di Era Digital. Jurnal EMT KITA, 9(4), 1681-1687. https://doi.org/10.35870/emt.v9i4.4760