Defining Service Quality of BRI Merchant Application Using Importance Performance Analysis

Authors

DOI:

https://doi.org/10.35870/emt.v8i2.2423

Keywords:

Acquiring Business, Business Model Canvas, Digital Payment Industry, Importance Performance Analysis, Service Quality

Abstract

The COVID-19 pandemic has changed people's habits worldwide, accelerating the adoption of cashless payment transactions, especially in Indonesia. This situation allows Financial Technology companies and Conventional Banks to increase competition. This thesis focuses on the Digital Payments Industry in Indonesia, emphasizing the Merchant Acceptance Business, which has a crucial role as a catalyst for Cashless Payments. This research is based on previous studies regarding service quality, business model canvas, and the importance of performance analysis of the BRI Merchant Application. This research aims to define a service quality strategy for BRI merchant applications through a critical performance analysis approach. The study found that the quality of BRI merchant application services consists of changing merchant data, adding EDC, Checking transactions, reconciling Payments, filing complaints, and monitoring complaints.

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Author Biographies

  • Ardi Rizky Permana, University of Indonesia

    Faculty of Economics and Business, Universitas Indonesia, Depok City, West Java, Indonesia

  • Lily Sudhartio, University of Indonesia

    Faculty of Economics and Business, Universitas Indonesia, Depok City, West Java, Indonesia

References

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Asosiasi Fintech Indonesia. (2021). Laporan Tahunan AFTECH: Laporan Pertanggung Jawaban Kegiatan 2021. Retrieved from https://fintech.id/dokumen/laporan-tahunan-aftech-2021

Asosiasi Pengguna Jasa Internet Indonesia. (2022). Laporan Hasil Survey Pengguna Internet. Retrieved from https://dataindonesia.id/digital/detail/apjii-pengguna-internet-indonesia-tembus-210-juta-pada-2022

Boston Consulting Group. (2020). Research Analysis on BRI Merchant Acquiring. Page 20.

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Laporan Tahunan Bank Indonesia. (2018). Sinergi untuk Ketahanan dan Pertumbuhan. Retrieved from https://www.bi.go.id/id/publikasi/laporan/Pages/LKTBI-2018.aspx

Ministry of Cooperatives and SMEs. (2018). Program Activity. Retrieved from http://www.depkop.go.id/berita-informasi/program-kegiatan/

Mohebifar, Hasani, Barikani, & Rafiei. (2016). Evaluating Service Quality from Patients Perceptions Application of the Importance Performance Analysis Method. Osong Public Health Research Perspectives, 7(4), 233-238. https://doi.org/10.1016/j.phrp.2016.05.002

Osterwalder, A., & Pigneur, Y. (2015). Business Model Generation. Jakarta: PT. Elex Media Komputindo.

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Published

2024-04-30

Issue

Section

Articles

How to Cite

Permana, A. R., & Sudhartio, L. (2024). Defining Service Quality of BRI Merchant Application Using Importance Performance Analysis. Jurnal EMT KITA, 8(2), 774-782. https://doi.org/10.35870/emt.v8i2.2423