Published: 2025-12-01

Pengaruh Green Banking dan Biaya Operasional Terhadap Profitabilitas Pada Bank di BEI Tahun 2019-2023

DOI: 10.35870/jemsi.v11i6.5854

JEMSI Volume 11 Nomor 6 Desember 2025
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Abstract

The purpose of this study is to examine the effect of Green Banking and Operating Expenses on Profitability in Banks listed on the Indonesia Stock Exchange during 2019–2023. The research method uses quantitative data and is analyzed with EViews software through regression analysis, determining the use of either the Fixed Effect Model or the Random Effect Model. The data used consist of variables Green Banking (X1), Operating Expenses (X2), and Profitability (Y) obtained from the financial statements of banks listed on the Indonesia Stock Exchange from 2019–2023. The test results indicate that the more appropriate model to use is the Random Effect Model (REM) compared to the Fixed Effect Model (FEM). The findings of the study show that based on panel data regression analysis using the Random Effect Model (REM), Green Banking has no significant effect on profitability, while Operating Expenses has a significant positive effect on profitability. Simultaneously, both independent variables significantly affect profitability, although the model explains only a limited contribution of 27.79%.

Keywords

Green Banking; Operational Cost; Profitability

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