Analisis Deskriptif Atas Faktor-Faktor yang Menentukan Pertumbuhan UMKM Serta Kontribusinya Terhadap Kesempatan Kerja dan Kesenjangan Pendapatan di Jabodetabek
DOI:
https://doi.org/10.35870/jemsi.v11i6.5487Keywords:
MSMEs, Economic Growth, Technology, Credit, Income Inequalityl, JabodetabekAbstract
This study analyzes the factors influencing the growth of Micro, Small, and Medium Enterprises (MSMEs) and their contribution to employment opportunities and income inequality in the Jabodetabek region. Secondary data were obtained from the Central Bureau of Statistics (BPS), the Ministry of Cooperatives and SMEs, and relevant academic literature. The research employed descriptive analysis and panel regression using the Pooled Least Squares method, along with Chow and Hausman tests to determine the most appropriate estimation model. The findings reveal that technology adoption and credit access have a significant positive effect on MSME growth, while capital and turnover show a significant negative effect. Business age was found to be insignificant. An R-squared value of 0.88 indicates high model reliability, while the Chow and Hausman tests confirm that the Fixed Effect Model is the most suitable to capture cross-sectional heterogeneity. The study concludes that technology utilization, productive credit access, and efficient capital management are key drivers of MSME growth. Policy recommendations include accelerating MSME digitalization, expanding productive financing schemes, and strengthening managerial capacity to enhance the role of MSMEs in job creation and reducing income inequality in Jabodetabek.
Downloads
References
Allo, E., Prijadi, R., & Chatib, C. (2024). Faktor penentu ketahanan ekonomi UMKM Jakarta dalam menembus pasar global. Jurnal Keamanan Nasional, 10(2), 235–262.
Aryani, L., Desmintari, D., & Pusporini, P. (2020). Analisis faktor-faktor kinerja UMKM di Kecamatan Bogor Utara Kota Bogor. Jurnal Mandiri: Ilmu Pengetahuan, Seni, Dan Teknologi, 4(2), 114–122.
Badan Pusat Statistik. (2023). Jumlah perusahaan industri skala mikro dan kecil menurut provinsi.
Hakim, D. R., & Rosini, I. (2022). Regional income inequality in Indonesia: The role of public and private investment. Jurnal Ekonomi Malaysia, 56(3), 87–101.
Indonesia, K. (2023). Data dan statistik UMKM Indonesia. Dikutip dari Kamar Dagang dan Industri Indonesia: https://kadin.id/data
Janah, U. R. N., & Tampubolon, F. R. S. (2024). Peran usaha mikro, kecil, dan menengah dalam pertumbuhan ekonomi: Analisis kontribusi sektor umkm terhadap pendapatan nasional di indonesia. PENG: Jurnal Ekonomi Dan Manajemen, 1(2), 739-746.
Kementerian Koordinator Bidang Perekonomian. (2025). Pemerintah dorong UMKM naik kelas, tingkatkan kontribusi terhadap ekspor.
Khoiriyah, D. N., & Amalia, F. (2023). Dampak inklusi dan literasi keuangan terhadap ketimpangan pendapatan melalui kredit UMKM di Indonesia tahun 2016 dan 2019. Jurnal Riset Ekonomi Dan Bisnis, 16(1), 16–31.
Laili, Y. F., & Setiawan, A. H. (2020). Analisis Faktor-Faktor Yang Mempengaruhi Pendapatan UMKM Sentra Batik Di Kota Pekalongan. Diponegoro journal of economics, 9(4).
Lestari, I. G. A. K., & Permanita, N. P. F. D. (2023). ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN UKM SEKTOR KULINER DI KOTA DENPASAR. Journal Research of Accounting, 5(1), 180-195.
Maksum, I. (2023). Analisis faktor-faktor yang mempengaruhi peningkatan pendapatan Usaha Mikro Kecil dan Menengah (UMKM) di Kota Padang Sidimpuan dengan entrepreneruship sebagai variable intervening (Doctoral dissertation, UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan).
Pemerintah Provinsi DKI Jakarta. (2023). Statistik sektoral DKI Jakarta 2023.
Rohmah, N., & Nugraha, D. (2023). Teknologi digital dan pengurangan ketimpangan pendapatan di Indonesia. Jurnal Ekonomi Dan Pembangunan Indonesia, 23(2), 101–115.
Safitri, C. N., & Handoyo, S. E. (2024). Determinan kinerja bisnis UMKM. Jurnal Manajerial Dan Kewirausahaan, 6(1), 21–28.
Sujana, A., Zamzami, Z., & Edy, J. K. (2023). Analisis pendapatan dan penyerapan tenaga kerja pada usaha mikro kecil dan menengah sebelum dan setelah pandemi Covid-19 (studi kasus pada warung bakso di Kecamatan Alam Barajo Kota Jambi). E-Journal Perdagangan Industri Dan Moneter, 11(3), 42–50.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Pujiastuti Pujiastuti, Edward Alfin, Sri Mardiyati
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.
