Pengaruh Social Media Influencer dan Fear of missing out (FOMO) terhadap Minat Investasi Cryptocurrency di Kalangan Gen Z: Studi Kasus Mahasiswa Universitas Singaperbangsa Karawang
DOI:
https://doi.org/10.35870/jemsi.v11i4.4438Keywords:
Influencer, Fear of Missing Out (FoMO), Cryptocurrency InvesmentAbstract
This study examines the influence of Social Media Influencers and Fear of Missing Out (FOMO) on cryptocurrency investment interest among Generation Z students at Singaperbangsa University in Karawang. This research uses a quantitative approach with descriptive and verification methods, with data collection through a Likert scale questionnaire. A total of 122 respondents from the university were selected using purposive sampling method. Research variables include Social Media Influencers, FOMO, and Cryptocurrency Investment Interest, with data analyzed using SPSS for multiple regression. The results showed that both Social Media Influencers and FOMO have a significant influence on cryptocurrency investment interest. The influence of Social Media Influencers has a coefficient of 0.362 (p < 0.05), while FOMO shows a coefficient of 0.290 (p < 0.05). The model's R² value of 0.319 indicates that these two variables explain about 31.9% of the variation in investment interest. These results provide important insights into how digital media and social influence affect financial decision-making among the younger generation, especially in the rapidly growing cryptocurrency market.
Downloads
References
Anjani, S., & Irwansyah. (2020). Peranan influencer dalam mengkomunikasikan pesan di media sosial Instagram [The role of social media influencers in communicating messages using Instagram]. POLYGLOT: Jurnal Ilmiah, 16(2), 203-229.
Apriliawati, I. P., Slamet, U., Surakarta, R., Indriastuti, D. R., Slamet, U., & Surakarta, R. (2025). Pengaruh financial technology, FOMO (fear of missing out), literasi keuangan dan persepsi risiko terhadap keputusan investasi mahasiswa Fakultas Surakarta. Intan Putri Apriliawati Universitas Slamet Riyadi Surakarta Dorothea Ririn Indriastuti, 3(3), 385–396.
Bellarmino, E., & Dewi, F. I. R. (2024). Hubungan antara fear of missing out (FoMO) dan perilaku berisiko dalam perdagangan kripto pada dewasa muda. Innovative: Journal of Social Science Research, 4(6), 1842-1850.
Ekonomi, J. J., Meilani, S., Saputro, A. H., & Ekonomi, J. J. (2025). Pengaruh kualitas produk, pengalaman pelanggan dan kepuasan pelanggan terhadap loyalitas pelanggan (studi pada pelanggan marketplace Shopee di Kota Bandung). Abstrak, 11(1), 16–31.
Firmansyah, F. F., Sriyono, S., & Prapanca, D. (2024). Peran social media influencer, pengetahuan investasi, return investasi dan uang saku terhadap minat investasi pada generasi Z di Kabupaten Sidoarjo. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), 8(1), 770–790. https://doi.org/10.31955/mea.v8i1.3763.
Huda, N., & Hambali, R. (2020). Risiko dan tingkat keuntungan investasi cryptocurrency. Jurnal Manajeen dan Binis: Performa, 17(1), 72–84. https://doi.org/10.29313/performa.v17i1.7236.
Lestari, N. P., & Ramadhani, A. A. (2024, November). Pengaruh fear of missing out (FoMO) dan literasi keuangan terhadap keputusan investasi di kalangan mahasiswa: (Studi kasus pada kalangan mahasiswa di Pulau Jawa). In Seminar Nasional Akuntansi dan Manajemen PNJ (Vol. 5, No. 1).
Perayunda, I. G. A. D., & Mahyuni, L. P. (2022). Faktor-faktor yang mempengaruhi keputusan investasi cryptocurrency pada kaum milenial. EKUITAS (Jurnal Ekonomi dan Keuangan), 6(3), 351-372.
Pratiwi, D. T. (2020). Pengaruh pengetahuan investasi, modal awal investasi dan social media influencer terhadap minat mahasiswa berinvestasi di pasar modal. Universitas Islam Indonesia, 90.
Sabakodi, M. Y., & Andreas, H. H. (2024). Pengaruh struktur modal terhadap profitabilitas perusahaan manufaktur tahun 2019-2022. Owner, 8(1), 377–390. https://doi.org/10.33395/owner.v8i1.1934.
Sahir, S. H. (2021). Metodologi penelitian (T. Koryati, Ed.; 1st ed.). Penerbit KBM Indonesia.
Sugiyono. (2019). Metode penelitian kuantitatif, kualitatif dan R&D (11th ed.). Alfabeta Bandung, 1–14.
Sugiyono. (2019). Metode penelitian kuantitatif, kualitatif, dan R&D (Sutopo, Ed.; 2nd ed.). Alfabeta.
Wiyono, D. A., & Asyik, N. F. (2023). Dampak pengetahuan investasi pada pengaruh modal awal, risiko, dan social media influencer terhadap minat investasi. Jurnal Ilmu dan Riset Akuntansi, 12(6), 1–22.
Wulandari, A. (2020). Pengaruh motivasi investasi dan pengetahuan investasi terhadap minat investasi mahasiswa di pasar modal. Journal of Chemical Information and Modeling, 1, 1-12.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Fachridwan Rachmansyah, Kosasih

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.