Faktor - Faktor yang Mempengaruhi Financial Decision pada UMKM Sektor Kuliner di Kecamatan Astanaanyar Kota Bandung

Authors

DOI:

https://doi.org/10.35870/jemsi.v10i4.2553

Keywords:

Financial Literacy, Access to Funding, Financial Risk Tolerance, Financial Decision, Pinjaman UMKM, Pendanaan, UMKM, Modal, Keputusan Pendanaan, Keputusan Pembiayaan

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh financial literacy, access to funding, dan financial risk tolerance terhadap financial decision. Metode penelitian yang digunakan yaitu metode kuantitatif dengan pendekatan verifikatif. Sampel pada penelitian ini sebanyak 85 UMKM di Kecamatan Astanaanyar Kota Bandung dengan teknik pengambilan sampel purposive sampling. Alat analisis yang digunakan yaitu SPSS versi 26. Hasil penelitian ini menunjukkan financial literacy berpengaruh positif signifikan terhadap financial decision, access to funding berpengaruh positif signifikan terhadap financial decision, dan financial risk tolerance tidak berpengaruh signifikan terhadap financial decision. Sedangkan financial literacy, access to funding, dan financial risk tolerance secara simultan berpengaruh terhadap financial decision.

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Published

2024-08-01

Issue

Vol. 10 No. 4 (2024): Agustus 2024

Section

Articles

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How to Cite

Sholehah, A., & Devyanthi Syarif. (2024). Faktor - Faktor yang Mempengaruhi Financial Decision pada UMKM Sektor Kuliner di Kecamatan Astanaanyar Kota Bandung. JEMSI (Jurnal Ekonomi, Manajemen, Dan Akuntansi), 10(4), 2186-2194. https://doi.org/10.35870/jemsi.v10i4.2553

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