Published: 2026-08-11
Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Perilaku Menabung Siswa di SMK Negeri 2 Tondano
DOI: 10.35870/ljit.v4i2.8283
Zaskia M.A. Kaseger, Agnes R. Rooroh, Gilly Marlya Tiwow
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Zaskia M.A. Kaseger:
Manado State University
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Agnes R. Rooroh:
Manado State University
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Gilly Marlya Tiwow:
Manado State University
Abstract
This study aims to determine the influence of financial literacy and lifestyle on the saving behavior of students at SMK Negeri 2 Tondano. This study employs a quantitative method using a survey approach. Research data were collected from respondents through the distribution of questionnaires as the primary data collection instrument. The population in this study consists of all 160 eleventh-grade students at SMK Negeri 2 Tondano, while the sample comprises 114 students, determined using the Slovin formula. The results of the study indicate that financial literacy has a positive and significant effect on students’ saving behavior. Lifestyle also has a positive and significant effect on students’ saving behavior. Financial literacy and lifestyle together have a positive and significant effect on students’ saving behavior at SMK Negeri 2 Tondano. This suggests that the better students’ understanding of finance and the healthier their lifestyle, the higher their saving behavior.
Keywords
Article Information
This article has been peer-reviewed and published in the LANCAH: Jurnal Inovasi dan Tren. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
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Issue: Vol. 4 No. 2 (2026)
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Section: Articles
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Published: 2026-08-11
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License: CC BY 4.0
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Copyright: © 2026 Authors
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DOI: 10.35870/ljit.v4i2.8283
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No author biographies available.
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