Published: 2026-04-25
Peningkatan Literasi Keuangan dan Pengenalan Investasi Pasar Modal Berbasis Pelatihan Interaktif Pada Siswa Madrasah Aliyah Negeri 1 Pontianak
DOI: 10.35870/jpmn.v6i1.6800
Lina Budiarti, Arninda, Amira Violina Erianto
Article Metrics
- Scopus Citations
- Google Scholar
- Crossref Citations
- Semantic Scholar
- DataCite Metrics
-
If the link doesn't work, copy the DOI or article title for manual search (API Maintenance).
Abstract
Financial literacy levels among high school students remain suboptimal, including at MAN 1 Pontianak. However, understanding financial management and investment is crucial for navigating future economic challenges. In an era of seamless information access and digital investment platforms, appropriate education is the key to ensuring that the younger generation is not only technologically savvy but also financially literate. Through this community service initiative, students were equipped with practical knowledge regarding personal finance and an introduction to capital market instruments, delivered through interactive and applied methods. This program aims to foster a healthy financial mindset from an early age. Evaluation results indicated a significant increase in participants' understanding, with the average pre-test score rising from 49.5 to 87.1 in the post-test. Consequently, this activity proved effective in preparing a more independent, wise, and competitive generation for the modern economic era.
Keywords
Financial Literacy; Investment; Capital Market; Students
Peer Review Process
This article has undergone a double-blind peer review process to ensure quality and impartiality.
Indexing Information
Discover where this journal is indexed at our indexing page.
Open Science Badges
This journal supports transparency in research and encourages authors to meet criteria for Open Science Badges.
How to Cite
Article Information
This article has been peer-reviewed and published in the Jurnal Pengabdian Masyarakat Nusantara (JPMN). The content is available under the terms of the Creative Commons Attribution 4.0 International License.
-
Issue: Vol. 6 No. 1 (2026)
-
Section: Articles
-
Published: 2026-04-25
-
License: CC BY 4.0
-
Copyright: © 2026 Authors
-
DOI: 10.35870/jpmn.v6i1.6800
AI Research Hub
This article is indexed and available through various AI-powered research tools and citation platforms. Our AI Research Hub ensures that scholarly work is discoverable, accessible, and easily integrated into the global research ecosystem.
Lina Budiarti, Universitas Muhammadiyah Pontianak
Digital Business Study Program, Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Pontianak City, West Kalimantan Province, Indonesia
Arninda, Universitas Muhammadiyah Pontianak
Digital Business Study Program, Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Pontianak City, West Kalimantan Province, Indonesia
-
Adino, I., Salmiah, N., Oemar, F., & Wulandari, Y. T. . (2023). Edukasi Pasar Modal Bagi Siswa Smk Global Pekanbaru. COMSEP: Jurnal Pengabdian Kepada Masyarakat, 4(1), 84-93. https://doi.org/10.54951/comsep.v4i1.409
-
Arninda, A., Budiarti, L., Archie, A., Darusman, D., Agung Madepo, M., & Firmansyah, F. (2024). Pengembangan SDM Berbasis Smart User dalam Memanfaatkan Media Sosial dan Penggunaan E-wallet di Era Digital. Jurnal Pengabdian Masyarakat Nusantara (JPMN), 4(1), 41-49. https://doi.org/10.35870/jpmn.v4i1.2876
-
-
Chen, H., & Volpe, R. P. (1998). An analysis of personal financial literacy among college students. Financial services review, 7(2), 107-128. https://doi.org/10.1016/S1057-0810(99)80006-7
-
Hayati, M. (2016). Investasi menurut perspektif ekonomi Islam. Ikonomika, 1(1), 66-78. https://doi.org/10.24042/febi.v1i1.143
-
Kurniawan, D., Fahmi, A. S. R., Budiman, A., Mulyani, E. L., Paturochman, I. R., Kurniawati, A., Rinandiyana, L. R., & Badriatin, T. (2024). Membuka Akses Generasi Zenial Dengan Meningkatkan Literasi dan Keterampilan Investasi Melalui Pembentukan Galeri Edukasi. Jurnal Pengabdian Masyarakat Nusantara (JPMN), 4(2), 113-119. https://doi.org/10.35870/jpmn.v4i2.3170
-
Lusardi, A. Financial literacy and the need for financial education: evidence and implications. Swiss J Economics Statistics 155, 1 (2019). https://doi.org/10.1186/s41937-019-0027-5
-
-
Muaviah, E., Lathifaturrahmah, L., Dewi, A. A., & Febriani, N. (2023). Generasi Z: Melangkah di Era Digital dengan Bijak dan Terencana. Journal of Social Contemplativa, 1(2), 63–81. https://doi.org/10.61183/jsc.v1i2.39
-
OJK. (2022). Edukasi Keuangan. Jakarta: https://www.ojk.go.id/id/kanal/edukasi-dan-perlindungan- konsumen/Pages/Literasi-Keuangan.aspx.
-
Pratama, V. Y., Muhammad Aris Safi’i, Happy Sista Devy, Pratomo Cahyo Kurniawan, Syamsuddin, Syifa Rohmah, & Mohammad Adi Windiarko. (2024). Program Literasi Investasi Produk Pasar Modal Menuju Kebebasan Finansial Bagi Generasi Z. ADM : Jurnal Abdi Dosen Dan Mahasiswa, 2(1), 137–146. https://doi.org/10.61930/jurnaladm.v2i1.567
-
Ratnasari, S. langgeng, Susanti, E. N., Nasrul, H. W., Tanjung, R., & Sucahyo, G. (2021). PKM MENGELOLA KEUANGAN RUMAH TANGGA PADA IBU-IBU DI KECAMATAN SAGULUNG KOTA BATAM UNTUK MENUJU KELUARGA SEJAHTERA. Jurnal KeDayMas: Kemitraan Dan Pemberdayaan Masyarakat, 1(1), 35-40. https://doi.org/10.14414/kedaymas.v1i1.2415
-
-
Sukirman, S., Hidayah, R., Suryandari, D., Purwanti,A. (2019). Pengelolaan Keuangan Keluarga dalam Rangka Peningkatan Masyarakat Mandiri dan Berperan dalam Peningkatan Literasi Keuangan Indonesia (Otoritas Jasa keuangan). Jurnal Abdimas, 165-169. https://doi.org/10.15294/abdimas.v23i2.17951
-
Ulfah, M., Kuswanti, H., & Thoharudin, M. (2021). Pendidikan Literasi Keuangan Dalam Pembelajaran Ekonomi di SMA dan SMK Kabupaten Kubu Raya Kalimantan Barat. Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran, 7(1). 194-204. doi:https://doi.org/10.33394/jk.v7i1.3155
-

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.