Apakah Etos Kerja Memediasi Pengaruh Pembinaan terhadap Keberhasilan Usaha Mustahik? Studi Empiris pada Penerima Zakat Produktif di Kota Banda Aceh

Abstract

Poverty remains a critical issue requiring strategic and effective solutions. In Aceh, ultra-micro entrepreneurs face significant challenges in obtaining business capital from financial institutions, often resorting to high-interest loans from moneylenders. The Baitul Mal Aceh addresses this problem through the productive zakat program as a tool for poverty alleviation. This study analyzes the impact of coaching and mentoring on the success of mustahik businesses, mediated by work ethic variables. A quantitative research approach was employed, targeting productive zakat recipients of ultra-micro business capital assistance in Baitul Mal Aceh. A sample of 100 respondents was selected, and data were collected using questionnaires. The analysis was conducted using the Partial Least Square (PLS) method with SmartPLS version 3 software. The results reveal: (1) Coaching significantly and positively influences mustahik business success; (2) Mentoring significantly and positively influences mustahik business success; (3) Coaching significantly and positively influences work ethic; (4) Mentoring significantly and positively influences work ethic; (5) Work ethic significantly and positively influences mustahik business success; (6) Coaching significantly and positively influences mustahik business success through work ethic as a mediating variable; (7) Mentoring significantly and positively influences mustahik business success through work ethic as a mediating variable. These findings provide actionable insights for Baitul Mal Aceh in developing economic empowerment programs for mustahik and encouraging them to enhance their work ethic for entrepreneurial success.

Keywords

Coaching; Mentoring; Work Ethic; Mustahik Business Success