Abstract
This study aims to analyze the effect of Smart Technology Integration, HumanTechnology Collaboration, and Digital Ecosystem Capability on Employee Digital Performance with Digital Resilience as a mediating variable among banking sector employees in Tasikmalaya City. A quantitative survey approach was employed using an interval-scaled questionnaire. Out of 200 questionnaires distributed via judgement sampling, 137 clean responses were analyzed using Structural Equation Modeling (SEM) in AMOS. The results demonstrate that Smart Technology Integration (β = 0.284), Human–Technology Collaboration (β = 0.312), and Digital Ecosystem Capability (β = 0.240) significantly enhance Digital Resilience. Digital Resilience has the strongest direct effect on Employee Digital Performance (β = 0.468). The empirical results demonstrate that Smart Technology Integration, Human–Technology Collaboration, and Digital Ecosystem Capability significantly and positively enhance Digital Resilience. Furthermore, Digital Resilience exhibits the most dominant direct impact on Employee Digital Performance in the Banking Sector. Bootstrapping analysis confirms that Digital Resilience significantly serves as a partial mediator that converts organizational technology capabilities into individual employee digital performance capacities. These findings offer practical implications for banking management in aligning artificial intelligence governance and operational resilience with Financial Services Authority (OJK) regulatory guidelines.
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