TIWI, Theresia; YUNIARTI, Sari; SISHARINI, Nanik; HARYANTO, Sugeng. Capital Adequacy, Credit Risk, and Bank Profitability: The Moderating Role Of Operational Efficiency In Indonesian Private Commercial Banks. JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi), [S. l.], v. 12, n. 4, p. 3896–3906, 2026. DOI: 10.35870/jemsi.v12i4.6815. Disponível em: https://journal.lembagakita.com/jemsi/article/view/6815. Acesso em: 6 aug. 2026.