SILFA NAJIAH; DEVYANTHI SYARIF. Pengaruh Financial Literacy, Access To Funding, Dan Locus Of Control Terhadap Financial Decisions (Studi Pada Umkm Bidang Fashion Di Kecamatan Bojongloa Kidul). JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi), [S. l.], v. 10, n. 3, p. 1850–1860, 2024. DOI: 10.35870/jemsi.v10i3.2460. Disponível em: https://journal.lembagakita.com/jemsi/article/view/2460. Acesso em: 1 jun. 2026.