Manap, A. et al. 2023. The Effect of Return Expectation, Motivation, Perceived Value of Risk and Technological Progress on Investment Decision in Sharia Peer to Peer Lending. JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi). 9, 2 (Apr. 2023), 232–237. DOI:https://doi.org/10.35870/jemsi.v9i2.955.