W. Purnama Magribi, M. Fazly Qusyairy, and T. Saputra, “Data Mining for Predicting Creditworthiness in Credit Card Approval: A Systematic Literature Review”, Int. J. Softw. Eng. Comput. Sci., vol. 6, no. 1, pp. 53–60, Apr. 2026, doi: 10.35870/ijsecs.v6i1.6618.