Lestari, Puji Dwi, and Han Tantri Hardini. “The Influence of Family Financial Education and Fintech Usage on Financial Management With Financial Self-Efficacy As a Mediating Variable Among Students”. International Journal of Management Science and Information Technology 6, no. 1 (May 29, 2026): 632–643. Accessed May 30, 2026. https://journal.lembagakita.com/ijmsit/article/view/7071.