Marjohan, Masno, Hadi Supratikta, Endang Rusdiana, Abidin Candra Nurdin, Andreas Budi Cahyanto, Istiqomah Istiqomah, and Vita Airlanggia. “Teknologi Dan Inovasi Di Dunia Keuangan”. Jurnal EMT KITA 9, no. 4 (October 1, 2025): 1424–1432. Accessed May 28, 2026. https://journal.lembagakita.com/emt/article/view/4710.